About the team at Owl House Financial Management

Penny Heyworth Dip PFS
Penny is the Principal of Owl House Financial Management and the Independent Financial Adviser. She has 31 years experience in the Financial Services Industry and has been an Independent Financial Adviser for the last ten. Penny specialises in all holistic Financial Planning, paying full attention to effective Taxation and Trust planning.

In 2006, she completed her Diploma for Personal Financial Services and has full accreditation in Equity Release and Home Reversion Schemes. She is keen to maintain a high standard of knowledge and service to her clients and is working towards becoming Chartered.

Penny is supported by a strong, competent and enthusiastic team:

Jess Brinkworth
Jess is Penny's Personal Assistant who joined her in 2003. She has supported Penny in the administration of investments and pensions and now manages the office and gives her support and experience where required.

Tina Nurdin
Tina deals with the administration of mortgages and protection and will see you through from mortgage application to offer. Once the offer letter is received, she will work closely with the solicitor, lender and estate agent to ensure that it goes smoothly through exchange and completion.

• Purchases
• Re-Mortgages
• Equity Release
• Debt Consolidation*
• Buy to Let*

• Life & Critical Illness Cover
• Income Protection
• Accident, Sickness & Unemployment Cover
• Private Medical Insurance
• Long Term Care Planning

• Regular and Lump Sum Investments and Ongoing Investment Management

• Group, Stakeholder, Personal Pensions and Personal Accounts
• Drawdown
• SIPP
• Commercial Property Purchase
• Annuities

• All areas will be advised on, considering the effect of Income, Capital Gains and Inheritance Tax Planning*

*The FSA does not regulate all mortgages, tax advice or debt management.

Your home may be repossessed if you do not keep up repayments on your mortgage.